Fees and Insurance

Invest in yourself, your relationships, and your future.

Your capacity for healing, growth, and meaningful connection is priceless.

Below you’ll find answers to common questions about fees and insurance.

Yes. Therapy is an investment of time, energy, and money into yourself, your relationships, and your future. My standard rate is $155 per 50-minute session. We can meet weekly or every two weeks, depending on your needs and goals.

I do offer a limited number of discounted spots. At this time, they are full.

Yes! If you would like in-person therapy and live in the state of NC, you may request that I travel to you for an additional fee. Fees are dependent on frequency and distance.

Burnout Bootcamp Intensive was created for people who want deep therapeutic work but can’t commit to weekly sessions. These intensives allow you to get the transformation you’re craving without adding another standing appointment to your calendar. You’ll walk away with clarity, tools, and a roadmap forward. Click here for more details. 

I invest in your growth by preparing thoughtfully between sessions. That includes reading, researching, attending trainings, and curating resources based on what we’re working through together. I ask that you match that investment with your presence and commitment.

  • Debit
  • Credit
  • HSA/FSA payments*
    (*Please confirm with your provider to ensure eligibility.)

I don’t work with insurance because I believe in care that’s personalized, not pathologized. That means I don’t have to diagnose you to justify our work, and I don’t have to follow insurance company rules about how long we meet or what we focus on. I work for you, not them.

Yes. Many PPO plans offer out-of-network (OON) reimbursement. You pay me directly, and I’ll provide a Superbill that you can submit to your insurance provider.

  1. You pay me at the time of your appointment
  2. I send you a Superbill (either after each session or monthly—your choice)
  3. You submit it to your insurance company
  4. Your insurance reimburses you based on your plan

Bonus Tip:Reimbursify is a helpful app for submitting claims.

If you want to use your OON benefits, I’ll need to assign a diagnosis. Keep in mind:

  • Some diagnoses are not covered
  • Some plans exclude Telehealth
  • If you don’t have a qualifying diagnosis, you may not be reimbursed

Diagnosis should be seen as a technical requirement—not a full picture of your experience.

Yes. Insurance companies may store your information in the Medical Information Bureau, where it could be accessed later by other parties (like life insurance companies or government employers). Paying privately protects your privacy.

Many clients come to me after hitting a wall with traditional therapy. They come in saying things like, “I’ve been in therapy before  and I understand my issues, but I still feel stuck.”  And they leave saying, “I’ve never learned this stuff before, this is truly a game changer!”

My approach is designed to move beyond insight and into meaningful change. That’s why I offer intensives and deep work not often covered by insurance.

Yes. You have the legal right to a Good Faith Estimate under the No Surprises Act. I will provide a written estimate at least 1 business day before your appointment upon request. If your bill is more than $400 above your estimate, you can dispute the charge.

To learn more, visit www.cms.gov/nosurprises.

  • Do I have out-of-network mental health benefits?
  • Do you cover Telehealth?
  • Is a diagnosis required for reimbursement?
  • What is the reimbursement rate for therapy services?

Click here to request a consultation. We’ll talk through what you’re looking for and whether we’re a good fit.

The Burnout Professor, Erica Cuni

You are worth it.

Therapy is an investment of time, energy, and money.

My fee is $155 for individuals per 50 min session. Sessions can occur weekly or every 2 weeks depending on your needs and goals. I offer sliding scale spots (they are full at this time).

For those who have hectic busy schedules and the thought of meeting weekly seems not do-able, I offer extended sessions and intensives so you can go longer in between and meet less often.

Cancelation policy: You will be charged the full fee for canceled or rescheduled sessions with less than 48 hours’ notice. In the event of an unavoidable conflict or emergency, we may be able to make other arrangements to avoid the cancellation fee.​

I reserve your appointment time just for you. By carefully limiting the number of clients I choose to work with at any given time, it allows me to serve you best. 

I firmly believe that it is important that I practice what I teach my clients. I take your investment seriously and do quite a bit of behind-the-scenes work outside of our therapy and life coaching sessions so I may serve you better, including reading, learning, attending advanced trainings, gathering resources, and preparing for our time together. 

When you enter therapy with me, I commit to you. I am asking you to be equally invested.​

The Burnout Professor, Erica Cuni

Investment (noun):

An investment is an asset or item acquired to generate income or gain appreciation. Appreciation is the increase in the value of an asset over time.

Important note:

I do not take insurance for therapy sessions and life coaching sessions are not covered by insurance companies.

Part of my mission is to make therapy less pathologizing. Since my services are self-pay, I do not diagnose. I see you as the human being that you are, where you are -whether you’ve had some painful stuff happen in the past or life is happening right now.

I chose to work with individuals (you), not for insurance companies. I believe that the most effective care includes tailoring each treatment plan to meet the unique needs of the individual – not meet the rigid guidelines of the insurance company.

As such, I am not paneled with any insurance carriers and considered an out -of-network provider. However, If your insurance covers ‘out-of-network providers’ (typically PPO insurance plans) they may reimburse you for part of my fee, you may contact them to determine what the reimbursement rates on your plan are.

Please be sure to inform them that services will take place via Telehealth or In-person. When submitting information to an insurance company, the insurance company – not you – decides how many sessions are appropriate for your treatment and the length of those sessions.

While it may feel validating to recieve a diagnosis, it does not have anything to do with the root cause – a dysregulated nervous system.

It’s also important for you to know that private information shared with your insurance company may be stored in the Medical Information Bureau where it can be accessed in the future by other parties such as life insurance companies or government jobs. This is another reason why I do not work with insurance, I want to protect your privacy and keep your freedom.

Diagnoses are a snapshot in time and are usually situational. They’re a way to help professionals communicate with one another and used for insurance purposes. They are not trauma-informed, context-driven, nor nervous system based. It is objective and that is why you can go to do 5 different providers and have 5 different diagnoses.​​

I am happy to provide you with proof of service (Superbill) so you may recover some of your costs. Keep in mind, that I will need to provide a diagnosis if you are choosing to utilize your OON benefits.  Also, there are many reasons an insurance company may not reimburse for sessions that you have paid for. This may be because you do not have a diagnosis, or the diagnosis you do have is not covered. It may also be because they do not reimburse for out of network providers, or for telehealth.

Reimbursement should be viewed as a bonus, not a financial necessity in order to participate in therapy.

More and more, insurance companies are encouraging brief forms and courses of therapy, and disincentivizing longer sessions, which is often why I have clients come to me saying “I know why I’m broken, I’ve been in weekly therapy before but I’ve hit a plateau with my last therapist. I don’t know what to do differently or how to move forward.”

I believe in forms of therapy that are geared towards you as a unique individual, and helping you to go deeper than some of the forms of therapy insurance companies are willing to pay for. Intensive therapy specifically is an amazing support for many people to feel better, faster, but is not covered by most insurance companies (they may reimburse portions of an Intensive, but not in full).

Here's the good news about reimbursement.

Many employers in pharmaceutical, tech, financial services, energy, biotech and other industries have PPO plans that reimburse at surprisingly high rates (e.g. 60-80% of session costs) once members hit their deductible, even for out-of-network therapists like me. This is a great perk — from which I benefited when I worked in corporate life — and I love pursuing payment for clients.

I’m happy to discuss this further if you’d like in our initial consultation.  These reimbursements can be a substantial benefit for many clients and might be available for you, too.

I accept debit, credit, and HSA/FSA.

Please check with your individual HSA/FSA plan around coverage for services and any potential gaps for eligibility.

Please speak with your insurance provider about your out-of-network benefits prior to scheduling an appointment. See the FAQs section for some suggested guidance.

Reach out today and let's create the life you desire.

Missing Information

Please make sure all required fields (marked with an asterisk) are filled, then try submitting the form again.